I bought my 2000 Toyota Tacoma new in 2001. It had sat on the lot for a year because it was a 4 cylinder 4×4 but I didn’t care. It was just what I wanted and overall I have been very happy.
The one exception to the truck and from what I hear, Toyotas [...]
So I still have an email address that I have never released or used, ever. It is an address@comcast.net and was given upon sign up for the cable Internet service. I initially setup my email reader with the account so it still fetches it but I forget about it because nothing is there.
I [...]
I recently reported about getting cut off by TransUnion’s TrueCredit and have been looking for a new service to use to monitor my credit. A poster over at fatwallet.com mentioned a strategy where you sign up for a trial and then cancel. Subsequently, you are offered a significantly reduced subscription fee of $29.95 [...]
I had previously reported about True Credit by Transunion and how great I thought the service was. There is even a way to get the service via Walmart for a reduced fee.
As any reader of this blog knows, I am passionate about credit and my credit reports and score. I find the system [...]
Okay, everyone has heard before that you should pay more than the minimum payment on your credit cards when you are carrying a balance. This makes sense because you will be paying less interest next month and so on and so on. However, it is not so clear when you are doing 0% balance transfer [...]
I have spent a lot of time applying for and using business credit cards. Why?
Balances do not show up on personal credit report
Accounts do not show up on personal credit report
It is easier to balance transfer to a checking account
My favorite card is the American Express Simply Cash. I have been charging expenses [...]
I previously posted the thread about the three Chase business cards after I had applied for them.
They arrived yesterday with respectable limits: $12,000 on the Chase Business Rebate Visa and $8,000 on the expired. I will be using these cards to balance transfer and earn interest.
No word on the third card? A creditor [...]
My interest in real estate is based on the desire to obtain a portfolio of properties. I had always thought, however, that it would be worthwhile if I were to buy just one home and save my commission. Here are the calculations to determine if it is worth it. I calculate a [...]
With all of the online transactions and credit card applications we go through there is a need to keep copies of documents for future examination. Printing them to files is ridiculous in this day and age. Adobe came out with their landmark product Acrobat in the 1990s.
I work on different information contracts regularly [...]
Below are three cards that are good candidates for the interest rate arbitrage a.k.a. make money via balance transfers. These are all from Chase. The good things about that is that the credit report pulls are likely to be from the same creditor and Chase has been known to waive balance transfer fees. [...]
Managing your credit report is an art as much as it is a science. We previously reviewed the criteria used to determine your credit score. You might be a someone who uses their credit for interest rate arbitrage or a person who has a balance from a long ago purchase, either way promotional [...]
I have finally broken my girlfriend down and she is going to open her first savings account. She asked me where she should deposit the money. I told her ELOAN.COM (read my review on them). This is where I keep my saving and I told her I would help her do it.
The [...]
My brother recently turned 18 years old. He is legally able to obtain credit cards on his own now that he has entered the age of majority. While he is still young and his potential for misusing credit exists there are many benefits to begin creating his credit profile now.
When he is ready [...]
I wrote about the Chase Sony Card awhile ago and about how you can get a $100 dollar bonus when you make your first purchase. I spent $1 on my cable bill last month and then paid if off the next day. Today I checked the account and the $100 credit has posted.
I [...]
I received this from Sogo Invest today:
Dear Valued Client,
Due to a processing error that occurred on 4/23/07, some of your SogoInvest equity trades that executed yesterday were listed in your online account activity but were not accurately reflected in your portfolio positions page.
Rest assured that this was [...]