Archive for April, 2007

Kickstart Your Kids Good Credit History

My brother recently turned 18 years old. He is legally able to obtain credit cards on his own now that he has entered the age of majority. While he is still young and his potential for misusing credit exists there are many benefits to begin creating his credit profile now.
When he is ready [...]

Chase Sony Card $100 Bonus Arrives

I wrote about the Chase Sony Card awhile ago and about how you can get a $100 dollar bonus when you make your first purchase. I spent $1 on my cable bill last month and then paid if off the next day. Today I checked the account and the $100 credit has posted.

I [...]

SoGo Invest - Doesn’t Acknowledge an Executed Trade Until a Day Later!

I received this from Sogo Invest today:

Dear Valued Client,
 

Due to a processing error that occurred on 4/23/07, some of your SogoInvest equity trades that executed yesterday were listed in your online account activity but were not accurately reflected in your portfolio positions page.

Rest assured that this was [...]

Free Software to Coordinate Multiple Monitors in Windows XP

I just got a second monitor at work. It is a wide aspect ratio and is nice for reviewing long lines of code. I kept the 0ld standard aspect ratio monitor to use for comparing files.
Windows XP has support for extended desktop but there was no way to move windows onto the second [...]

Google 411

Google is offering a free directory service like 411. It is called “GOOG 411″. It is voice activated and lets you search for businesses. It also connects you directly to them. I know with my Verizon plan I pay $2.00 for a directory call so I don’t do it as [...]

Make Money Off of Credit Cards - Strategy 3 - Balance Transfers

This is the third part in profiting from credit cards and is the most involved but you will see how it is worth it below.
People with average to good credit often get unsolicited offers from credit cards with 0% balance transfers. These offers are for both cards they don’t have and sometimes for cards [...]

Ipod Nano Plus $50 for Free - Bank of America Worldpoints Credit Card

This deal is very very similar to one I posted awhile ago regarding the Extra Bases Credit Card. The difference is that instead of receiving a Major League Baseball team jersey, you get $50. I would have done this one if I knew it was still ongoing and may still go for it. [...]

High Credit Card Limits Yield Higher Credit Limits on New Cards

I applied for the Bank of America Platinum Business card at the end of December, 2006. This was at the same time as B of A’s takeover of MBNA.
I was approved just a few days later but then my card got “stuck” in the application process. It had something to do with the [...]

Bank of America Major League Baseball - Free Ipod Arrives!!

The 2 GB Silver Nano finally arrived! No matter how many card rewards I earn, I am still a little bit cynical that they will arrive but they always seem to!
Below is the new silver 2nd generation Ipod Nano that I earned from spending 2000 with in 90 days on the Bank of America [...]

Credit Score Breakdown - Finely Detailed

The information below is edited from a fatwallet.com post by kamello on how a credit score is determined based upon the industry standard F.I.C.O. (Fair Isaac Corporation). It is by far the best and most thorough breakdown I have found. The percentages tie out with other explanations but this one goes into far [...]

Free Spin Magazine

Free Biz Mag is a site that gives away free magazine subscriptions to business professionals. It is an attempt to put magazines in targeted peoples hands. However, I haven’t heard of anyone being denied. Right now you can get a free copy of Spin.

I just applied for this subscription and have [...]

Blue from American Express - 6 Months 0% and 4.99% Balance Transfer for Life of Loan

I just had a real estate deal that recently fell through to my dismay. However, I would not even have been able to offer on it if it was not for my 0% credit cards. This deal was for a bank owned foreclosure. It did not have a certificate of occupany [...]

Make Money Off of Credit Cards - Strategy 2 - 0% Purchases

I previously wrote about how to profit off credit card by earning rewards. The post will be about how to bonus with 0% purchases.
When savings accounts pay 5% and mortgages are at 6% or more, a 0% APR card means a cheap loan. The question is how to get the money off of [...]

Make Money Off of Credit Cards - Strategy 1 - Rewards

This is a multipart series on how to profit from credit cards. I had spent a lot of money previously in my life (during college mostly) on credit card interest. When I bought my first property I became aware of the importance and value of credit.
The first strategy to profit from credit cards [...]

National Do Not Call Registry - Prevent Telemarketer Calls

I recently had to add a number to this registry. Most people know about this but many have not done it. Maybe they want the unsolicited offers? I like the ones in the mail from credit card companies!
You can call toll free: 1-888-382-1222.
Or you can sign up online.