HustleBlog

I found an interesting article on how to remove credit inquiries from your report. Credit inquiries are playing a bigger and bigger part in the calculation of today’s FICO scores. It is important to stay on top of them.

With the tightening credit markets we have to stay on top of our Experian, Equifax and Transunion scores and credit reports. Real life real estate has a great audio in mp3 format from last week on the topic.

I recently reported about getting cut off by TransUnion’s TrueCredit and have been looking for a new service to use to monitor my credit. A poster over at fatwallet.com mentioned a strategy where you sign up for a trial and then cancel. Subsequently, you are offered a significantly reduced subscription fee of $29.95 [...]

I had previously reported about True Credit by Transunion and how great I thought the service was. There is even a way to get the service via Walmart for a reduced fee.
As any reader of this blog knows, I am passionate about credit and my credit reports and score. I find the system [...]

Okay, everyone has heard before that you should pay more than the minimum payment on your credit cards when you are carrying a balance.  This makes sense because you will be paying less interest next month and so on and so on.  However, it is not so clear when you are doing 0% balance transfer [...]

I have spent a lot of time applying for and using business credit cards. Why?

Balances do not show up on personal credit report
Accounts do not show up on personal credit report
It is easier to balance transfer to a checking account

My favorite card is the American Express Simply Cash. I have been charging expenses [...]

I previously posted the thread about the three Chase business cards after I had applied for them.
They arrived yesterday with respectable limits: $12,000 on the Chase Business Rebate Visa and $8,000 on the expired. I will be using these cards to balance transfer and earn interest.
No word on the third card? A creditor [...]

Below are three cards that are good candidates for the interest rate arbitrage a.k.a. make money via balance transfers. These are all from Chase. The good things about that is that the credit report pulls are likely to be from the same creditor and Chase has been known to waive balance transfer fees. [...]

Managing your credit report is an art as much as it is a science. We previously reviewed the criteria used to determine your credit score. You might be a someone who uses their credit for interest rate arbitrage or a person who has a balance from a long ago purchase, either way promotional [...]

My brother recently turned 18 years old. He is legally able to obtain credit cards on his own now that he has entered the age of majority. While he is still young and his potential for misusing credit exists there are many benefits to begin creating his credit profile now.
When he is ready [...]

I wrote about the Chase Sony Card awhile ago and about how you can get a $100 dollar bonus when you make your first purchase. I spent $1 on my cable bill last month and then paid if off the next day. Today I checked the account and the $100 credit has posted.

I [...]

I received this from Sogo Invest today:

Dear Valued Client,
 

Due to a processing error that occurred on 4/23/07, some of your SogoInvest equity trades that executed yesterday were listed in your online account activity but were not accurately reflected in your portfolio positions page.

Rest assured that this was [...]

Google is offering a free directory service like 411. It is called “GOOG 411″. It is voice activated and lets you search for businesses. It also connects you directly to them. I know with my Verizon plan I pay $2.00 for a directory call so I don’t do it as [...]

This is the third part in profiting from credit cards and is the most involved but you will see how it is worth it below.
People with average to good credit often get unsolicited offers from credit cards with 0% balance transfers. These offers are for both cards they don’t have and sometimes for cards [...]

This deal is very very similar to one I posted awhile ago regarding the Extra Bases Credit Card. The difference is that instead of receiving a Major League Baseball team jersey, you get $50. I would have done this one if I knew it was still ongoing and may still go for it. [...]