Archive for the 'Finance' Category

The TrueCredit Shutdown and a Discussion of Bumpage.

I had previously reported about True Credit by Transunion and how great I thought the service was. There is even a way to get the service via Walmart for a reduced fee.
As any reader of this blog knows, I am passionate about credit and my credit reports and score. I find the system [...]

Pay More than the Minimum Payment on Your Credit Cards Even the 0% Ones!

Okay, everyone has heard before that you should pay more than the minimum payment on your credit cards when you are carrying a balance.  This makes sense because you will be paying less interest next month and so on and so on.  However, it is not so clear when you are doing 0% balance transfer [...]

Becoming a Real Estate Agent Solely to Buy A House

My interest in real estate is based on the desire to obtain a portfolio of properties. I had always thought, however, that it would be worthwhile if I were to buy just one home and save my commission. Here are the calculations to determine if it is worth it. I calculate a [...]

High Yield Saving Alternative to ELOAN.COM - ETRADE.COM - No Minimum Deposit

I have finally broken my girlfriend down and she is going to open her first savings account. She asked me where she should deposit the money. I told her ELOAN.COM (read my review on them). This is where I keep my saving and I told her I would help her do it.
The [...]

Make Money Off of Credit Cards - Strategy 3 - Balance Transfers

This is the third part in profiting from credit cards and is the most involved but you will see how it is worth it below.
People with average to good credit often get unsolicited offers from credit cards with 0% balance transfers. These offers are for both cards they don’t have and sometimes for cards [...]

Blue from American Express - 6 Months 0% and 4.99% Balance Transfer for Life of Loan

I just had a real estate deal that recently fell through to my dismay. However, I would not even have been able to offer on it if it was not for my 0% credit cards. This deal was for a bank owned foreclosure. It did not have a certificate of occupany [...]

Make Money Off of Credit Cards - Strategy 2 - 0% Purchases

I previously wrote about how to profit off credit card by earning rewards. The post will be about how to bonus with 0% purchases.
When savings accounts pay 5% and mortgages are at 6% or more, a 0% APR card means a cheap loan. The question is how to get the money off of [...]

Make Money Off of Credit Cards - Strategy 1 - Rewards

This is a multipart series on how to profit from credit cards. I had spent a lot of money previously in my life (during college mostly) on credit card interest. When I bought my first property I became aware of the importance and value of credit.
The first strategy to profit from credit cards [...]

Financial Planning Guide for Those Just Starting - College Students and Teenagers

I ran into this on the website for The Hartford, the insurance company. I used to do consulting for them a while ago and was impressed with different aspects of their business.
Anyway, I wish I had read something like this when I was 17 or 18. They have a free guide for download [...]

SoGo Invest - Appears to Make Markets When Selling!!!

I have been using SoGo Invest for about a month now. I joined on February 28th when the market took its biggest dip in a few years. SoGo Invest is great with the first 90 days having all trades at 1 dollar. When that time has expired you are charged [...]

HSBC Direct High Yield Savings - Low Yield Experience

HSBC recently ran a promotion where they were paying 6 % interest on money deposited until the end of April. It is then supposed to go back to their standard rate (around 5%). I have read about a lot of people using them and I thought I would try them out to see [...]

$100 Free and Extra Cheap Loan when You Apply to Chase Sony Card

I have mentioned it previously that I am working on getting a free LCD TV. I have made it a project where I am only going to use rewards and interest made from credit cards. This is making it a creative effort with a reward and will not hurt my budget.
The latest card [...]

Win a Date With Alan Greenspan

Alan Greenspan and his NBC correspondent wife have donated a lunch to the Robert F. Kennedy Memorial. The high bidder on www.charitybuzz.com will win the prize. People have paid upwards of 150K to just hear him speak. CNN. It is going to take a lot of credit card rebates to get [...]

Free H&R Block TaxCut Premium Software

Slickdeals is reporting H&R Block/Travelocity is giving away its premium softare. Just in time for everyone that hasn’t done their taxes yet.

Select your download platform (Windows, Macintosh)
Click “Add to Cart”
Don’t check anything on the additional products page and select “No Thanks”
When the cart comes up remove the item, “Extended Download Protection”
Click checkout
Add your [...]

Credit Union - Pentagon Federal Credit Union (Pen Fed) - Cheap Money!

The first time I saw a credit union was on my way to a Subway during freshman year in college. My unenlightened reaction was that credit unions were some kind of scam. It made me think of the Michael Milken junk bond scam that took down the savings and loans in the late [...]